Section 179 + Bonus Depreciation Calculator
Your truck(s) are secured as part of the program. Section 179 and bonus depreciation generally apply in the tax year the equipment is placed in service — confirm timing with your tax advisor. Adjust the inputs below to see your estimated tax savings and projected cash flow, using OTR Consulting's approved average net profit of $50,000 per truck, per year.
Your inputs
Program Investment
$189,000
OTR Consulting's approved average, based on actual settlement data.
Typical small-business owner, federal + state combined.
Net position after 5 years
+$80,200
+42% return on $189,000 invested
Estimated return breakdown
Based on your inputs and OTR Consulting's approved average. Not guaranteed.
Layer 1
Estimated net operating profit (5 years)
$50,000/year across 1 truck at $50,000/truck/year, based on actual settlement data
$250,000
Layer 2
Section 179 + bonus depreciation
Estimated year-1 tax savings at 32% effective rate on $60,000 of first-year deductions — based on the truck's average equipment cost, not the full package price
$19,200
Estimated total return (5-year profit + tax savings)
$269,200
This is a return-on-investment estimate, not a passive investment return. Unlike a fund or lease, you own and continue operating the business, so no truck-resale assumption is included.
Estimated year-by-year cash flow
Applies your selected net-profit-per-truck figure consistently across years. Actual annual results vary with freight market conditions and how the business is operated.
| Year | Description | Amount (est.) |
|---|---|---|
| 0 | Investment + estimated Section 179 / bonus tax shield | -$169,800 |
| 1 | Estimated net operating profit | +$50,000 |
| 2 | Estimated net operating profit | +$50,000 |
| 3 | Estimated net operating profit | +$50,000 |
| 4 | Estimated net operating profit | +$50,000 |
| 5 | Estimated net operating profit | +$50,000 |
| Total | Estimated net position | +$80,200 |
Important
This calculator is illustrative only and not tax, financial, or legal advice. The net-profit-per-truck figure is adjustable so you can model your own scenario; OTR Consulting's one approved earnings figure is the $50,000/truck/year default — Based on actual settlement data across current OTR Consulting clients. Past performance does not guarantee future results — individual results vary based on freight rates, driver retention, market conditions, and how the business is operated. The Section 179 / bonus depreciation deduction is calculated against the truck(s)' average equipment cost only ($60,000) — not the full Program Investment shown above, which also includes business setup, compliance, operational setup, and support. Section 179 and bonus depreciation are subject to annual IRS dollar limits and phase-out thresholds, generally require the equipment to be placed in service during the tax year, and require sufficient active business income to fully utilize Section 179. Figures shown use illustrative federal assumptions and do not include state tax treatment, which varies. Consult your tax advisor about your specific situation before making any decisions.
Want to see this modeled against real settlement data?
We'll walk through your numbers during your consultation.